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You are here: Home / Recipes / Drinks

Rich & Creamy Rumchata Hot Chocolate

By Susie Weinrich · Date Dec 8, 2022· Leave a Comment · May contain affiliate links.

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This RumChata Hot Chocolate is super rich and creamy. The recipe starts with a Homemade Hot Chocolate and has just enough RumChata to make it a boozy hot chocolate. It makes an amazing after dinner dessert drink, or adult hot chocolate on a snowy day!

a white mug of rumchata hot chocolate and marshmallows on top

You can also use this Peppermint Hot Chocolate recipe and get the Peppermint Bark RumChata for a minty twist on flavors, perfect for the Holiday season.

Table of Contents hide
1 What is RumChata
2 Ingredient Tips
3 Step by Step Instructions
4 Fun Toppings
5 Variations on RumChata Hot Chocolate
6 Recipe Tips
7 Favorite Winter Cocktails
8 Rich & Creamy RumChata Hot Chocolate Recipe

What is RumChata

RumChata is a creamy liqueur of Caribbean rum that is flavored with cinnamon and vanilla. It is made to mimic the flavors of Horchata, a traditional Mexican, Central America and Spanish drink.

a bottle of RumChata

If you love RumChata you will go crazy for this adult hot chocolate, of course, but also this RumChata Espresso Martini.

Ingredient Tips

A few tips for when you make your RumChata Hot Chocolate:

RumChata – You will find this at your local liquor store. Make sure you add it after the hot chocolate is removed from the heat. You don’t want to simmer out the alcohol.

Chocolate Chips – semi-sweet chocolate chips are sweet enough to give your drink a rich chocolatey flavor. You can also try dark chocolate. However I think milk chocolate chips may be too sweet here.

ingredients for hot chocolate
Clockwise: powdered milk, powdered sugar, chocolate chips, unsweetened cocoa powder, and milk.

Cocoa Powder – Make sure to buy 100% cocoa, unsweetened cocoa powder. You will find it in the baking aisle.

Powdered Milk– Find this in the baking aisle. It will be in a box or canister.

Milk – Whole or 2% will work perfectly in this cocktail.

Step by Step Instructions

Warm the milk over medium-low heat on the stove top.

Now in a bowl whisk together the dry powdered milk, cocoa powder and powder sugar.

Whisk the dry ingredients into the warm milk, until it is completely mixed in. This is our very favorite whisk!

homemade hot chocolate in a saucepan

Add the chocolate chips and stir until they are melted in.

Remove from the heat and pour in the RumChata.

This will make 2 or 3 drinks, depending how big your mugs are.

Fun Toppings

Make a little RumChata Whipped Cream by beating 1 cup cold heavy whipping cream, 2 oz Rumchata, pinch of cinnamon and 2 tablespoon powdered sugar until it forms medium stiff peaks.

Andes Peppermint Chips are the most amazing thing available at the Holidays, add marshmallows and a sprinkle of Peppermint Chips. (then you can make this amazing Christmas Trifle with the rest of the peppermint chips)

adult hot chocolate in a white mug with marshmallows

And of course the traditional mini marshmallows, whipped cream, shake of cocoa powder, a cinnamon stick or candy cane stirrer.

Variations on RumChata Hot Chocolate

If you want to mix things up, here are some fun variations on this RumChata Hot Chocolate Recipe:

  • Add a ½ teaspoon peppermint extract for a new flavor.
  • Try using Peppermint RumChata, perfect for the Holidays.

Recipe Tips

  • Stir the hot chocolate mixture before adding it to the warm milk to make sure there are no lumps.
  • Whisk the dry hot cocoa ingredients really well into the milk to make sure it is smooth. This is one of my most used and favorite whisks I own!!!
  • To avoid boiling out the alcohol, make sure you add the RumChata after you remove the hot chocolate from the heat.

Favorite Winter Cocktails

  • hot toddy made with tequila in a stemmed glass
    Tequila Hot Toddy
  • ginger margarita cocktail with a lime and fresh ginger coin
    Fresh Ginger Margarita
  • tequila sour in a coupe glass with a shaker and fruit in the background
    Frothy Tequila Sour Cocktail
RumChata Hot Chocolate dripping in a white mug

Rich & Creamy RumChata Hot Chocolate Recipe

A homemade hot chocolate that is rich and creamy with a little RumChata added, making it a perfect boozy hot chocolate!
5 from 1 vote
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Prep Time: 5 minutes minutes
Cook Time: 5 minutes minutes
Total Time: 10 minutes minutes
Servings: 2 drinks
Author: Susie Weinrich

Ingredients

  • 3 cups whole milk
  • ¼ cup powdered milk
  • ¼ cup unsweetened cocoa powder
  • 3 tablespoon powdered sugar
  • 1 cup semisweet chocolate chips
  • ¼ cup RumChata - (add more to your liking)

Instructions
 

  • Start with a sauce pan over medium low heat on the stove top. Add the milk and let it warm through.
    3 cups whole milk
  • In a bowl whisk together the powdered milk, cocoa powder, and powdered sugar.
    ¼ cup powdered milk, ¼ cup unsweetened cocoa powder, 3 tablespoon powdered sugar
  • Whisk the dry ingredients into the warm milk, making sure there are no lumps.
  • Add the chocolate chips and stir until they are melted.
    1 cup semisweet chocolate chips
  • Remove the hot chocolate from the heat and stir in the RumChata.
    Pro Tip: add the RumChata off the heat so the alcohol doesn't simmer out!
    ¼ cup RumChata
  • Serve in mugs. Will make 2-3 drinks depending on your mug size.
  • Top with your favorite hot cocoa toppings: whipped cream, marshmallows, dusting of cocoa powder or cinnamon, maybe a candy cane stir stick!

Recipe Tips and Notes:

MINTY COCOA: for a minty twist on this recipe, pop over to this peppermint hot chocolate recipe and then use regular RumChata or Peppermint Bark RumChata.
RUMCHATA WHIPPED CREAM: Beat 1 cup cold heavy whipping cream, 2 oz Rumchata, pinch of cinnamon and 2 tablespoon powdered sugar until it forms medium stiff peaks.
Did you make this recipe?Connect with me and let me know by commenting below!
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About Susie Weinrich

Susie Weinrich is the recipe developer, food photographer, and content creator behind Mom's Dinner. She has over 20 years experience in the food industry. Currently, Susie shares all her recipes and food knowledge on Mom's Dinner. You will find her recipes are easy to follow and full of tips and tricks to make sure the recipe you are making turns out perfect!

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Meet The Author:

Susie Weinrich is a professional food photographer and recipe developer. Her thoroughly tested recipes and step-by-step guides give readers confidence in the kitchen.

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